<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">

  <!-- The root "/" is intentionally omitted here: it is a non-canonical mirror
       of /en/ (see <link rel="canonical" href="https://fjhermannconsulting.ch/en/">
       in site/index.html). Listing both would send duplicate top-priority
       signals to search engines. /en/ is the single authoritative English URL. -->

  <url>
    <loc>https://fjhermannconsulting.ch/en/</loc>
    <lastmod>2026-07-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>1.0</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://fjhermannconsulting.ch/en/"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://fjhermannconsulting.ch/de/"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://fjhermannconsulting.ch/en/"/>
  </url>

  <url>
    <loc>https://fjhermannconsulting.ch/de/</loc>
    <lastmod>2026-07-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>1.0</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://fjhermannconsulting.ch/en/"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://fjhermannconsulting.ch/de/"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://fjhermannconsulting.ch/en/"/>
  </url>

  <url>
    <loc>https://fjhermannconsulting.ch/en/legal-notice.html</loc>
    <lastmod>2026-07-18</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://fjhermannconsulting.ch/en/legal-notice.html"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://fjhermannconsulting.ch/de/legal-notice.html"/>
  </url>
  <url>
    <loc>https://fjhermannconsulting.ch/de/legal-notice.html</loc>
    <lastmod>2026-07-18</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://fjhermannconsulting.ch/en/legal-notice.html"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://fjhermannconsulting.ch/de/legal-notice.html"/>
  </url>

  <url>
    <loc>https://fjhermannconsulting.ch/en/privacy-policy.html</loc>
    <lastmod>2026-07-18</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://fjhermannconsulting.ch/en/privacy-policy.html"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://fjhermannconsulting.ch/de/privacy-policy.html"/>
  </url>
  <url>
    <loc>https://fjhermannconsulting.ch/de/privacy-policy.html</loc>
    <lastmod>2026-07-18</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://fjhermannconsulting.ch/en/privacy-policy.html"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://fjhermannconsulting.ch/de/privacy-policy.html"/>
  </url>

  <url>
    <loc>https://fjhermannconsulting.ch/en/terms.html</loc>
    <lastmod>2026-07-18</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://fjhermannconsulting.ch/en/terms.html"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://fjhermannconsulting.ch/de/terms.html"/>
  </url>
  <url>
    <loc>https://fjhermannconsulting.ch/de/terms.html</loc>
    <lastmod>2026-07-18</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://fjhermannconsulting.ch/en/terms.html"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://fjhermannconsulting.ch/de/terms.html"/>
  </url>

</urlset>
